Corporate DI for High-Paid Execs is Now Super Easy: GSI Just Got Better!

Corporate DI for High-Paid Execs is Now Super Easy: GSI Just Got Better!

Group Supplemental Income (GSI) has always been a win-win for both clients and advisors, filling critical gaps in disability insurance for high-earning executives. For clients, GSI provides much-needed additional coverage to bridge the income shortfall often left by standard Group LTD (Long-Term Disability) plans, which typically cover only 60% of income up to $10,000 per month. For example, a $300,000-a-year executive would face a significant gap in coverage, leaving their income partially unprotected. For advisors, GSI opens access to substantial premium volumes with minimal underwriting and processing, making it efficient and lucrative.

What’s New? “Census Enroll” for a Seamless Process

One carrier has introduced a new “census enroll” option, making the enrollment process virtually frictionless. Now, enrollment forms are no longer required for individual employees—just a couple of forms from the employer, and that's it! This simplified process makes increasing premium coverage quick and hassle-free, catering to today’s consumer-oriented expectations.

The Best Part: No Ratings, No Riders, No Exclusions

These individual GSI plans are issued with no medical ratings, no riders, and no exclusions. Got an executive with a pre-existing condition? They’re still covered. Conditions like back issues or diabetes don’t affect eligibility—no extra requirements or restrictions. It’s a straightforward solution, making it ideal for high-paid execs in need of seamless and complete coverage.

Get in Touch!

Ready to explore the benefits of GSI for your corporate clients? Contact us for a comprehensive rundown on how this approach can elevate your client offerings and expand premium opportunities. At [Your Company], we’re here to make DI easy—let us show you how!

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